Recent Commercial Posts
Business Survival After a Fire
Commercial fire and water damage in Andice, TX.
Business Survival Following a Fire
The fire department has left. The fire is out, but fire, water and smoke damage remain. Now it is time to resurrect the business from the ashes. This is where traditional fire insurance comes into play. It will help with the cost of fire restoration and, in time, the company can resume normal operations. Until then, however, there are still bills to pay. This is where interruption insurance enters the picture.
Financial Impact: Direct
A business that is partially shut down has less revenue. A business completely shut down has none. A shutdown impacts customers and stockholders, but at least they won’t be looking for payments from the business. For the landlord, utility companies and government, it’s a different story. Regardless of the situation, business owners still have to pay the following:
In addition, other vendors may also come to collect. An interruption insurance policy can help the business deal with these problems and minimize the financial impact of the fire.
Financial Impact: Indirect
A business interruption can result in several other one-time expenses that don't directly impact revenue but affect profitability. Insurance can help with this as well. For example, if the operation can be temporarily moved to another location, the cost of relocating both ways could be covered. If employees need to be retrained to use new equipment, that could be covered. Even lost profits or some portion of lost revenue could be covered. A good interruption insurance policy can be the difference between a successful recovery and a dismal failure.
The Real Job
With the insurer handling the financial aspects of the fire, the business can focus on fire restoration. It is in everyone’s best interest that this gets done as quickly and efficiently as possible. Therefore, the business needs a qualified and capable restoration expert from Andice, TX, on the job. Soon, the business will be up and running again, better than ever.
Mold Can Suddenly Appear After a Flood on Your Commercial Property
Mold infestation in Serenada, TX.
Floodwaters from hurricanes, tropical storms, and too much rain are not the only source of water a property owner may fear in Serenada, TX. Broken pipes can also result in a torrential amount of water flowing through the building and causing a great deal of damage. No matter where the liquid comes from, extensive water damage can bring contaminated floodwater into your building and perhaps even close the property while restorations efforts are underway. With that in mind, it is important to realize that mold is almost always a serious consideration after any flood.
Why Should You Worry About Mold After a Flood?
When flooding water begins soaking into carpeting, walls, and furniture, mold can immediately begin its reproductive cycle. The minuscule mold spores that are scattered around the inside of nearly every building can quickly grow into a mold colony once water is introduced. As a matter of fact, mold growth can occur so quickly that:
- Within 24 hours, mold spores can begin taking root in the wet organic matter.
- Within 48 hours, a colony of thousands of individual mold units can develop.
- Within 72 hours, the mold colonies can be large enough to be seen by the naked eye and may contain hundreds of thousands of mold particles.
If water-soaked items are allowed to sit for more than 48 hours, it is almost certain the objects will begin to give off the tell-tale yeasty smell associated with mold. Within three or four days, irreparable mold contamination can typically occur in the water damage.
How Can You Best Fight Mold After a Flood?
When a flood occurs in a commercial building, the water damage is often very large and involves more than one room. For that reason, consider contacting a professional water restoration and removal team that can quickly get rid of the contaminated liquid before mold can begin growing. The team can also sanitize the area to begin mold prevention.
How To Prepare for a Storm
Collect an emergency kit.
Use The Following Tips To Get Started
As a business owner in Georgetown, TX, you know you can't prepare for every eventuality. There are too many problems that can crop up with your commercial building. However, you can prepare for some worst-case scenarios. With the help of a commercial storm damage repair crew, you can create a storm preparedness plan to help you be ready for the aftermath of bad weather.
1. Collect an Emergency Kit
Having a first-aid kit on hand during bad weather can give you and your employees peace of mind. Your kit should be full of bandages, blankets and nonperishable foods. Make this kit available even when you're not there to help keep everyone who uses your building safe.
2. Institute an Evacuation Plan
How should people leave the building during a storm? Create an evacuation plan for every situation that may affect your area. During flooding, for example, you may want people to go to higher ground. During a tornado, however, your employees may be better served by finding a structurally sound place inside of the building to hunker down.
3. Write Up a Contact List
You may not always be there when a storm strikes. Your employees need to know who to call if a storm damages your building. Part of good property management is creating a contact list. This can include emergency service numbers, and you may also want to include phone numbers for plumbers, storm damage remediation teams and the like.
4. Make a Backup Plan
Think about what you would do if your building can no longer be occupied. In this part of a storm preparedness plan, you may want to come up with a business continuity plan. This can include having interruption insurance or setting up a temporary office space.
You may never know how a storm is going to affect your building until it is over. You can create a storm preparedness plan to help yourself get ready for the worst-case scenario.
A Basic Guide To Treating Burns at the Office
Know how to respond if someone gets burned.
How To React If Someone In Your Office Experiences A Burn
When an uncontrolled blaze breaks out, the fire damage that results is a minor concern in comparison with someone being injured. The structural impact of fires in Serenada, TX, may be able to be mended by a team of commercial restoration professionals, whereas a co-worker's life is irreplaceable.
Major Versus Minor Burns
First, you must determine the severity of the injury to administer the appropriate level of burn first aid. Minor burns are characterized by:
- Sizes no larger than 3 inches in diameter
Major burns feature:
- Leathery qualities
- Brown, black or white discoloration
- Sizes larger than 3 inches in diameter
Move the patient away from any fire damage to avoid the risk of further injury before making your assessment.
Minor Burn Treatment
Follow these first aid procedures if you determine the burn to be superficial. Remove jewelry before swelling occurs. Run cool water over the affected area or apply a wet compress. After the pain has subsided, apply a burn cream and then wrap the harmed surface with sterile gauze. Do so loosely, making sure there is no tightness and air can flow underneath. Administer an OTC pain reliever such as Tylenol or Advil.
Major Burn Treatment
Prepare major burn victims before professional assistance arrives. Check that the individual is still breathing. If not, administer CPR immediately. As with minor burns, accessories should be quickly taken off. Place a clean cloth or a moist bandage over the burned flesh. Elevate the burn zone above heart level and watch for signs of shock. Make note of and write down your observations. Inform those providing medical treatment of everything you've seen.
Fire damage extends beyond charred walls and seared office equipment. In worst-case scenarios, blazes threaten the lives of employees. Know how to respond if someone working by your side ever gets burned.
3 Common Attractions for Mold in a Restaurant
Cover any perishable foods in a clean plastic container to prevent mold growth in the refrigerator
3 Common Attractions for Mold in a Restaurant
Mold spores are microscopic airborne particles that develop into colonies if they are given the proper conditions. It is impossible to keep mold spores out of a building in Florence, TX. Their role in nature is to decompose rotting objects, and they can cause major damage to the natural construction materials of buildings. Fungus thrives when given the conditions of:
In a restaurant, mold growth can lead to an unnecessary amount of waste, making foods inedible. Here are three attractions for mold in a restaurant:
1. Dishwashing Stations
The dishwashing station can be a major contributor to mold, especially if the pipes or water supply lines leak. Should a leak occur and cause water damage to a wooden cabinet, mold spores will attach themselves and develop into colonies. Areas with constant water usage will also create high humidity levels. To prevent any fungus from thriving in these areas, install a central ventilation system.
2. The Refrigerator
Though the refrigerator has lower levels of humidity, it will not stop mold from growing. Cover any perishable foods in a clean plastic container to prevent mold growth in the refrigerator. If you have found mold, clean it thoroughly with a mixture of water and vinegar. Inspect any foods that were close to the area of growth for additional fungus.
3. Fruits and Vegetables
Perishable foods, such as fresh fruits and vegetables, are a common source of nutrients for fungus. Inspect any fruits and vegetables for mold before you purchase them to prevent it from spreading to your restaurant. You can salvage some of these if they have sprouted mold colonies by cutting off the parts that have begun to rot. To prevent food waste, purchase only the amount of fresh foods that you will use throughout the week.
If you have found mold growth in your restaurant, contact a mold remediation service to thoroughly clean the area. Though airborne microbial particles cannot be avoided, you can keep their growth under control with routine cleaning and maintenance.
The Basics of Commercial Property Insurance Coverage
Talk with your insurance agent if you have questions about your commercial insurance policy
Every business owner knows the importance of property insurance to protect their property against damage from fire and other disasters. Frequently, a commercial insurance package will include protection for various scenarios in addition to property protection, such as general liability insurance and employee practices liability.
Property Insurance Considerations
Your insurance agent considers a number of factors when determining the best property insurance coverage for your business in Florence, TX.
Geographic location - If you live in an area with ample fire hydrants and a nearby Fire Department, your cost will usually be lower than if your home is situated in a rural location with limited resources.
Type of business - A restaurant or mechanical shop will typically have higher rates than an office building. Even if your business has a low fire risk, if you share a space with one that has a greater risk, your premiums tend to be higher as well.
Construction type - The type of materials used to construct your building affects your premiums. If your building is made with fire-resistant components, your commercial insurance rates will usually be lower than in buildings made from combustible materials. Your insurance agent looks at internal structures, such as stairways and floors, as well as the construction of the exterior of the building when determining your coverage.
Examples of Property Insurance Protection
The most common commercial property insurance claims involve some sort of damage caused by a fire or natural disaster. However, the typical policy also protects your business from theft and vandalism.
If you need help renovating your business after a devastating fire, don't wait to contact a fire damage repair service. Further damage can occur if you wait too long for help. Professionals are trained to assess the damage and develop a plan to get your business back to normal as soon as possible.
Talk with your insurance agent if you have questions about your commercial insurance policy.